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admin May 31, 2012 Consumer Ally

Can Bad Credit Ruin Your Job Search?

Have you ever applied for a job and wondered if your bad credit would affect the outcome? Pre-employment credit checks aren’t that uncommon these days. According to a survey released by the Society for Human Resource Management in 2010, 13 percent of the companies surveyed check the credit reports of all candidates and 47 percent check some candidates.Should you be worried if you have a poor credit history? Employment-related credit checks are legal in most states, but there are limits to what employers can see and how they can use your credit information. Here’s what you need to know about credit reports and your job search.Contrary to popular belief, employers can only see your credit report not your credit score. Credit reporting agencies do not provide

Credit Score & Credit Repair

admin October 20, 2011 Consumer Ally, Credit Scores

Girl Scouts Add New "Good Credit" And "Finance" Badges

By Ben Popken on October 20, 2011 2:00 PM (Girl Scouts USA)The Girl Scouts just finished their first redesign of their badges in 25 years, adding several new ones that will appeal to Consumerist readers.There’s now a “Good Credit,” “Money Manager,” “Budgeting,” and a “Financing My Future” badge. But It’s not just the consumer credit side that’s getting represented, but also the other side of business. There’s a new “Customer Loyalty” badge in the cookie sequence, as well as Meet My Customers and Business Plan badge.For an Ambassador level scout in the 11th or 12th grade to earn the “Good Credit” badge, for instance, one of the tasks to accomplish is meeting a loan officer at a bank to discuss how one becomes a good candidate