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Frugal Living, Saving Money & Life Hacks

Frugal Living, Saving Money & Life Hacks
Melissa

How We’re Handling A Sudden Loss Of Income

In the United States many individuals are currently out of work because the government considers their job or business non-essential, or impossible to carry out while maintaining social distancing.  My husband works for a local university and has been home working for weeks now.  I honestly didn’t look ahead enough to see how much universities would be impacted, but that became very obvious to me when my husband’s employer sent an email that he would have to take 39 furlough days over the next year.  Essentially, he is losing two months’ income over the next year.  While I’m still very thankful that he has a job, we had to do some scrambling to make our budget work.  Here’s how we’re handling a sudden loss of income. How

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Frugal Living, Saving Money & Life Hacks
Melissa

Why Most Money Challenges Don’t Work And What Does

Here we are, at the beginning of another new year.  One of the major New Year’s resolutions that many people make, behind losing weight and quitting smoking, is saving more money.  To that end, you’ll likely find hundreds of webpages filled with money challenges.  However, save your time.  Most money challenges don’t work, but there is a strategy that does work. Money Challenges You Might See There are many money challenges you’ll likely see if you search the web. Save Your $5 Bills One is to use cash for all of your purchases and then, every time you get a $5 bill in change, save it. By the end of the year, you should have at least $1,000. Save Your Change Another money challenge again urges you

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Frugal Living, Saving Money & Life Hacks
Derek ,

Where to Invest Your Money

The stock market was down nearly 40{7dabfd103aa443fce219eea47f0f346a11a54ce587a1a0cbb74f06b9f7a304ca} in early 2020. I bought as much as I could at the bottom, but now we’re already back to the top again. With all the uncertainty, the stock market just doesn’t seem like the best place to invest anymore. So, as we head into a new year, I’ve got the same question that the rest of you probably have…Where to invest your money in 2021! The Disclaimer… I’m a financial analyst by day and a personal finance blogger by night. I’ve been in and around the finance arena for over a decade. The actions and thoughts below are my own and actually stem from conversations I’ve had with many other millionaires. However, I am not

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Frugal Living, Saving Money & Life Hacks
Kerry K. Taylor

The 9 Best Toys of All Time Don’t Cost a Thing

Having trouble viewing this? CLICK HERE <!– Content Layout –> The 9 Best Toys of All Time Don’t Cost a Thing Babies & Kids, Holidays The best toys of all time have nothing to do with trends, brands, or limited editions. They can’t be bought or sold. The best toys never go out of style. Read More… <!– Footer copyright and linkage –> The Squawkfox Blog is by Kerry K. Taylor www.squawkfox.com Copyright © 2020 Squawkfox.com. All rights reserved.

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Frugal Living, Saving Money & Life Hacks
admin ,

IRS Suspects Russian Identity Thieves In Data Breach

(Jimmybionic)You may remember that the Internal Revenue Service announced late yesterday that about 100,000 taxpayers’ personal information was breached when thieves armed with their personal information were able to log in to the IRS transcript system and extract even more sensitive information about their victims. Today, we learned that the IRS suspects that an organized group of hackers out of Russia are responsible for the 200,000 attempts to extract taxpayer data. The Associated Press is reporting this based on information from IRS officials who aren’t authorized to talk to the media on the record, but who are familiar with the investigation. The thieves already had to have some information about the planned victims, since they needed personal data such as name, street address, and Social Security number to

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Frugal Living, Saving Money & Life Hacks
admin ,

Apple Working On Fix For Text That Instantly Crashes iPhones

You just KNOW your cat would text you that string, if it could text. (J)It sounds like something out of a horror movie…if mobile phones watched horror movies. A certain string of Arabic characters, when sent to an iPhone, can crash the device and force it to restart immediately. It’s a hilarious prank, but also a nasty security flaw that could disrupt important phone calls. We’re not going to tell you what that string is, because we’re not evil, but the problem is in how the iPhone’s notifications handle certain characters. The issue applies to the Apple Watch as well, since the smart watch is effectively a notifications-showing device. The good news for people with prankster friends is that Apple is

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Frugal Living, Saving Money & Life Hacks
admin ,

ThinkGeek’s Parent Company Says A New Suitor Has Followed Hot Topic Into The Bidding Ring

What’s a little retail merger romance without a love triangle thrown in for good measure? After the news yesterday Hot Topic was buying online retailer ThinkGeek’s parent company GeekNet in a deal worth $122 million, the purveyor of sci-fi curiosities and comic book inspirations says another suitor has thrown in a bid to buy it. On Wednesday, Geeknet confirmed that it’d received an unsolicited offer from a strategic buyer that remains nameless, to buy all oustanding common stock for $20 per share in cash. That’s in comparison to the $17.50 per share offer Hot Topic threw down on Tuesday. It’s now up to Geeknet’s board of directors to consult legal teams and financial advisors to mull over this latest proposal.

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Frugal Living, Saving Money & Life Hacks
admin ,

Fed Survey Finds Most Consumers Are Happy With Their Finances, Despite Lack Of Retirement Savings

(frankieleon) As the economy continues to bounce back from the Great Recession, consumers have adopted a more optimistic outlook when it comes to their finances despite the fact that a third of the country has no savings put away for the future, according to a new survey from the Federal Reserve. The 2014 Survey of Household Economics and Decisionmaking [PDF] points out that over the past year individuals and families have experienced mild improvements in their overall well-being, leading to an increase in optimism for the long-term. Over the past year, consumers’ feeling about their financial situation has improved. According to the report, which surveyed 5,800 respondents in October 2014, a majority of Americans – about 65{7dabfd103aa443fce219eea47f0f346a11a54ce587a1a0cbb74f06b9f7a304ca} – are either “doing okay” or “living comfortably” financially,

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Frugal Living, Saving Money & Life Hacks
admin ,

30 People Kicked Out Of Hotel After Scuffle Over Waffle Iron

(Mr. Jose Gonzalez)Few people are very amiable before breakfast, but things got really out of hand this week at a hotel in Michigan. A brawl of Chuck E. Cheese proportions broke out during breakfast at a hotel in Pere Marquette Township, Michigan. Two women began an argument over whose turn it was to make a waffle at the hotel’s breakfast bar. How do 30 people fight over one waffle? Hotel employees called the local sheriff’s department and walked in to find what they called “a large group of people arguing over the waffle maker.” Police recounted that the dispute apparently began when one woman asked another whether she was using the waffle iron at that moment. When she didn’t respond, the first woman

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Frugal Living, Saving Money & Life Hacks
admin ,

Woman Hospitalized After Bite From Black Widow Spider Hiding In Grapes From The Supermarket

(frankieleon)Just because we’ve heard of people finding black widow spiders in their grapes doesn’t make it any less icky this time around: A Vermont woman was reportedly hospitalized after a stowaway arachnid hiding in her produce bit her. The woman bought the grapes at a Shaw’s supermarket in Massachusetts, reports WPTZ. Her mother says that when she reached her hand into the bag of fruit, the spider crawled up her daughter’s arm and took a bite. They were able to catch the spider, bringing it along with them to the hospital. A nurse confirmed to WPTZ that the spider had been identified correctly. A representative from Shaw’s Public Affairs office issued a statement regarding the incident, saying that the the health and

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Frugal Living, Saving Money & Life Hacks
admin ,

FCC Proposes Giving Consumers Right To Block Telemarketing Calls & Texts

(Dan Coulter)You know what’s not awesome? Answering your phone only to be greeted by a prerecorded robocall telemarketing message. Even a decade after the establishment of the Do Not Call registry and rules banning certain types of robocalls, unwanted calls and messages still top the list of complaints to the FCC each year. Today, FCC Chair Tom Wheeler proposed closing some additional loopholes in order to cut down on these annoying intrusions. The newest protection that could be available to consumers is the ability to tell their phone company — wireless or landline — that they revoke their consent to receive these calls. The rule would also give telecom providers the green light to introduce ‘Do Not Disturb’ technology that consumers could use to stop unwanted

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