Frugal Living, Saving Money & Life Hacks

I never learned how to cook when I was growing up. As a result, I ate out a lot once I moved out on my own. The meals I did make at home were prepackaged foods or something a little kid could make, like cereal or mac and cheese. I’m here to tell you it doesn’t have to be that way. There are tons of simple yet delicious foods that you don’t need to be a chef to prepare. You also don’t need to spend half the day cooking or spend a fortune. Knowing some easy recipes is a great way to keep the food budget in line while still eating well. Here are seven main dishes to get you going this week.

Whenever a study is released about millennials and money, the findings are usually depressing. But one recent study caught my eye because it contained some good news for once. Despite their well-publicized economic challenges, millennials represent the largest percentage of recent home buyers, according to the National Association of Realtors 2015 Home Buyer and Seller Generational Trends study. Now if you and all of your friends have debt, aren’t making a lot money, and have little or no savings, you may tempted to call B.S. on this study. But I promise – it’s true. Homeownership isn’t just for “adults” in their 40s. We’ll leave whether you should buy a house while in debt for other articles (see why it’s OK to rent and how

Being organized can improve almost every aspect of you life. When you’re organized, you spend less time searching and you remember important details. You’re on-time for meetings, making you more reliable to those around you. When you’re organized, you can get more done. This might help you get promoted at work or have more free time at home. Some suggest organization may even reduce stress and anxiety. Last but not least, being organized can save you money. Not just indirectly — by making you more productive or promotable — but also directly, by ensuring you never overpay because you don’t have all the necessary information at your fingertips. The good news is, it’s not that difficult to set up routines and

So you missed the health insurance deadline and had to pay a penalty on your tax return? Don’t worry, you still have options — some of which are actually affordable. If you’re like me, you are probably procrastinating on applying for health insurance because you just don’t think you can afford the $400+ premiums per month. (Depending on your state and whether or not you’re single or married, your premium may be more or less.) Either way, it’s not usually a fun expense that you’re excited about paying. However, I’ve done personal research lately and found a silver insurance plan, in my area, that’s only costing us $250 per month (for my husband and I to be