Debt Management, Relief & Consolidation

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by Semify Debt is a significant financial concern that impacts many people. When you understand the facts and consequences of

It’s estimated that some 60 million American households regularly carry outstanding credit card balances. According to a WalletHub study, the

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It’s estimated that some 60 million American households regularly carry outstanding credit card balances. According to a WalletHub study, the average household’s credit card balance is $8,425. We know what this means: Carrying a balance (meaning you don’t pay off your total amount due every month) incurs interest (meaning you’re actually paying more than you owe on your card). But why are so many of us falling prey to this debt trap? By investigating five of the most common reasons why we accumulate those high card balances, in no particular order, we might be able to help you avoid this financial pitfall. Reason #1. Cardholders just pay the minimum payment amount. Typical credit card statements show several types of “amounts due.” When you’re submitting payment, you can