Credit Score & Credit Repair

Credit Score & Credit Repair

Is Your Local Credit Repair Business Listing Necessary?

Back before technology was a way of life, people put company information in the Yellow or White pages. Why not combine the old ways with the new? Whether you are just starting out in the credit repair industry or have been around for awhile, there is one thing you must do to help your Search Engine Optimization (SEO) ranking. Listing your company in a local online directory will help boost your local SEO ranking and let people who need help with credit repair find your company quickly and efficiently. Most people looking for help will want someone who is close by. There are a number of reasons that it is important to claim your business on the internet. One of the major ones being that you want

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Credit Score & Credit Repair

Develop and Improve Your Credit Repair Business Reputation

Credit Repair Business Reputation – Growth Strategy As a credit repair business owner, you are constantly evaluating your business and looking for new strategies for growth. It’s easy to become so consumed with the day-to-day work and marketing efforts that you lose sight of one the most important aspects of growing a successful credit repair business; maintaining a good reputation. Thanks to the power of social mediaand review websites, at any moment, an unhappy customer can share an opinion with the masses that can negatively affect your business. Here are a few tips to ensure that your credit repair company reputation stays intact. Put Your Best Foot Forward In the credit repair business you never know how and when you’ll meet your next client. Just

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Credit Score & Credit Repair

Keep Credit Repair Customers Happy

Customer Loyalty Programs for Credit Repair Businesses One important goal for your credit repair business is to gain new customers. However it’s just as important to keep your current customers happy so they will stay with you. One way to help your customer retention is through a customer loyalty program. You can show credit repair customers your gratitude by rewarding them for their continued business. Offering them rewards, discounts, and incentives. Not only does a loyalty program provide a reason for clients to stick around  it also creates a sense of community that becomes attractive to new clients. When they feel appreciated, customers will spread the word about their positive experience with your business, which in turn grows your customer base. Additional benefits of implementing a

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Credit Score & Credit Repair

Hiring New Credit Repair Employees

Interview a New Credit Repair Employee the Right Way Your credit repair payments business positively must hire talented employees. Knowing how to conduct a proper interview contributes to hiring the best of the best. Without top employees, signing up new clients becomes difficult. The Client’s Perspective Tough times and bad decisions frequently end up ruining credit scores. “Total ruination” would not be an accurate term to describe the credit situation. Credit scores are all about financial problems that can be corrected. To fix things, someone with a currently disastrous credit rating often seeks help from a professional credit repair service. The clients have high standards for representatives of a credit repair payments business. After all, the clients are hoping the company helps set them on

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Credit Score & Credit Repair

Is Your Credit Keeping You From Buying a Home? You’re Not Alone

For most of us, buying a home is both exciting and scary. It’s a big purchase, often financed for many years, and no one wants to make a mistake. But many homebuyers are delaying the big jump into homeownership because of one thing — their credit scores. A new survey from Experian found that 58{7dabfd103aa443fce219eea47f0f346a11a54ce587a1a0cbb74f06b9f7a304ca} of future homebuyers are actively working on their credit in order to get a better mortgage interest rate. The actions they were taking included paying off debt, paying bills on time, keeping balances low and not applying for new credit. All of those can boost credit scores, particularly paying on time. A late payment when you are applying for a mortgage can really hurt your chances of having the loan approved. The

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Credit Score & Credit Repair

Helping Kids Learn About Money, H&R Block Budget Challenge Contest

Last time I checked, high schoolers were graduating without basic financial skills, taught in school. As young adults, their first exposure to real-life situations can result in costly mistakes, overwhelming debt and an unstable financial future. A lot of parents are now spending significant time with their child to teach them about money. Even white house came out in support of a site that explains personal financial matters to young adults. There was a lack of significant corporate sponsorship. When I heard about budget challenge initiative from H&R Block, I thought this could be an excited new era. H&R Block budget challenge is free, teen financial literacy program developed in the form of an online game for the classroom that simulates real life as

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Credit Score & Credit Repair

How Much Insurance Do You Really Need?

If you have dependents, you probably need life insurance. However, there are many aspects to buying insurance that can make the purchasing process confusing. Do you need term or whole life insurance? How long a time do you want to be covered? Where should you buy your insurance policy? But before all that, it’s important to figure out how much life insurance you need. We’ve got six questions for you to ask yourself to help decide. The more clearly you understand your situation and needs, the better a decision you can make about life insurance. 1. How Old Are You? If you are just starting to bring home a salary and have many years of income to cover in case something happens to you, you will likely need

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Credit Score & Credit Repair

3 Kinds of Information You Should Never Share on Social Media

The digitalization of information and the popularity of social media may put consumer privacy at risk more now than ever. Some social media users, teenagers especially, may be unaware that the information they share — from their location to their paycheck — could be used for identity theft and fraud. About 92{7dabfd103aa443fce219eea47f0f346a11a54ce587a1a0cbb74f06b9f7a304ca} of teenagers post their real name, 82{7dabfd103aa443fce219eea47f0f346a11a54ce587a1a0cbb74f06b9f7a304ca} list their date of birth and 71{7dabfd103aa443fce219eea47f0f346a11a54ce587a1a0cbb74f06b9f7a304ca} show their city or town of residence on their social profiles, according to Pew Research Center. While oversharing has become a problem, consumers could stop it by being careful what they post on social media. Here are three kinds of information to never share on social media. 1. Driver’s License Details Some users may be tempted to post their first driver&#

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Credit Score & Credit Repair

Would You Keep $100,000 or Give It to a Family in Need?

If it were easy to separate emotions from money decisions, people would probably be a lot more financially stable. If that were the case, it wouldn’t be very interesting to watch a TV show in which struggling families are given briefcases full of $101,000 and told anything they don’t keep will be given to another family in need. In the absence of emotion, those families might just keep the money and address their financial woes with it. Of course, such a decision is a lot messier than it should logically be, as CBS’s new reality show “The Briefcase” exhibits when it presents families with precisely that dilemma. In the premiere episode, which airs at 8 p.m. EST on Wednesday, Kim and Joe Bergin

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Credit Score & Credit Repair

4 Signs Your Credit Card Debt Is Getting Out of Control

It’s easy to dig yourself deep into credit card debt, but with a little attention to detail and self-discipline, you can catch yourself before a small problem becomes a life-altering debacle. If you’re ever carrying a balance on your credit card, instead of paying the statement in full each billing cycle, you need to closely watch that balance and make plans to pay it off. Most people take on debt with the intention of paying it off, but the longer you procrastinate making a debt payoff plan, the more difficult that will be. Here are some telltale signs that you’re on the path to troublesome credit card debt. 1. You’re Afraid of the Truth The last thing you want your credit card

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Credit Score & Credit Repair

A New Plan to Fight Child ID Theft: Automatically Freeze Kids’ Credit

Identity thieves often target children for many reasons: First, children haven’t had a chance to damage their credit yet, so the clean slate of a child’s blank credit history can be appealing to someone who may have trashed theirs. Additionally, because kids shouldn’t have a credit history yet, few parents or guardians are checking to see if credit has been fraudulently opened in the child’s name, which allows thieves to go about their business unnoticed. There are various estimates of child identity theft that say there are hundreds of thousands of child identity theft victims reported each year. If it were impossible to open credit accounts using the Social Security number of someone who is younger than 18 years old, perhaps child identity theft

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