Melissa – $aving Money Tip$

In the United States many individuals are currently out of work because the government considers their job or business non-essential, or impossible to carry out while maintaining social distancing. My husband works for a local university and has been home working for weeks now. I honestly didn’t look ahead enough to see how much universities would be impacted, but that became very obvious to me when my husband’s employer sent an email that he would have to take 39 furlough days over the next year. Essentially, he is losing two months’ income over the next year. While I’m still very thankful that he has a job, we had to do some scrambling to make our budget work. Here’s how we’re handling a sudden loss of income. How

Frugal Living, Saving Money & Life Hacks

Melissa January 1, 2021 Saving

Why Most Money Challenges Don’t Work And What Does

Here we are, at the beginning of another new year. One of the major New Year’s resolutions that many people make, behind losing weight and quitting smoking, is saving more money. To that end, you’ll likely find hundreds of webpages filled with money challenges. However, save your time. Most money challenges don’t work, but there is a strategy that does work. Money Challenges You Might See There are many money challenges you’ll likely see if you search the web. Save Your $5 Bills One is to use cash for all of your purchases and then, every time you get a $5 bill in change, save it. By the end of the year, you should have at least $1,000. Save Your Change Another money challenge again urges you

$aving Money Tip$

Author: Melissa

How We’re Handling A Sudden Loss Of Income

Why Most Money Challenges Don’t Work And What Does